Effective January 19, 2018

  1. Introduction

    Your ("You" or "Your") privacy concerns are important to Perspective Partners, LLC ("Us", "We" or "Ours") and protecting Your privacy and safeguarding Your information is one of Our highest goals. You need to know what information is being collected about You through the NestUp service ("Service") and how Your information may be used. To that end, this Privacy Policy explains what information We may collect about You.

  2. Collection of Information

    In connection with Your use of the Service, You will provide, or enable Us and/or Our Service Providers to collect from third parties, certain information, including personally identifiable information. “Personally identifiable information” includes your name, mailing address, e-mail address, telephone number and other information that can be used to identify you. Other information collected by Us may be provided automatically when You access the Services, such as observing Your use of the Service, through the use of cookies (described below) and may be obtained from other sources such as Our business partners. The collected information may be stored and displayed by Us in order to provide the Service to You.

  3. No Collection of Children's Personal Information

    Our Service is intended for general audiences and commercial use. By using the Service, You affirm that You are at least 18 years of age or older. We are not liable for any damages that may result from a user’s misrepresentation of age. No one under the age of 13 is authorized to submit any information, including personally identifiable information, on our Services. We do not knowingly collect any personal information from children under the age of 13. Parents or legal guardians of children under 13 cannot agree to these terms on their behalf. We reserve the right to delete any information We believe to be in violation of this Privacy Policy.

  4. Use of Information

    The information We collect enables Us to refine and offer better services to You. In addition, Your information may be used for the following purposes:

    • To provide You, including via Your email address, with information relating to Our Service; and
    • To administer our Service and website, including by monitoring and analyzing our website traffic and usage patterns.

  5. Cookies

    When You visit the Service, We may place a text file called a "cookie" on Your computer or mobile device. A cookie is a small piece of information that a web-service can store on Your web browser and later retrieve. A cookie enables the Service to recognize You as a prior user, provides the Service with information regarding Your prior use and assists Us in determining what portions of the Service are most appropriate for You. Your web browser may provide You with the ability to not accept cookies. However, in order to take full advantage of the Service, We recommend that You accept cookies from the Service.

  6. “Do Not Track” Requests

    Our Service currently does not respond to “do not track” or similar signals.

  7. Sharing Your Information

    We may share the information We collect about You with Our affiliates to evaluate the suitability of and/or to offer additional services or new products to You. An affiliate is a company that either We own, control or one that is under common control with Us or Our parent company.

    We may provide Your information to Our service providers who need to know such information, and then only to the extent necessary for the purpose of enabling the service providers to perform their tasks assigned by Us with regard to Our performance of the Service.

    We may provide Your information to Your personal financial advisors, employer, retirement plan or third parties providing services to Your personal financial advisor, employer, or retirement plan. Your information will be provided to said service providers who need to know such information, and then only to the extent necessary for the purpose of enabling the service providers to perform their tasks assigned by either Your personal financial advisor, employer, or retirement plan. By using the Service You authorize said disclosures.

    Such third parties have access to personal information as needed to perform their services, but they are not allowed to use it for other purposes.

    We do not sell, license, lease or otherwise disclose Your information to any other parties; except that We may disclose Your information if We believe, in good faith, that disclosure is reasonably necessary

    • to comply with laws, law enforcement or court orders,
    • to protect that rights, property or safety of another person, including Our own property rights, and
    • to enforce applicable Terms of Service, including investigation of potential violations of such Terms, or to detect, prevent, or otherwise address fraud, security, or technical issues.

    If You access the Service using a password, You are solely responsible for maintaining the confidentiality of that password. If You provide someone else with access to Your password, they will have the ability to view information about Your account and make changes through the Service.

  8. Security

    We use commercially suitable physical, electronic, and managerial procedures to safeguard and secure the information We collect on our Services. These procedures include, but are not limited to, firewalls, encryption, intrusion detection, and Service monitoring. We also limit access to any personally identifiable information We receive to employees who need access to that information in order to do their jobs. However, no data protection procedures are entirely infallible. As a result, while We strive to protect Your personally identifiable information, We cannot guarantee that it will be 100% secure. Your transmission of Your information to our Services is done entirely at Your own risk.

  9. Third Party Websites

    Our Service may contain links to other websites, including those of third parties or business partners. While We seek to link only to sites that share Our high standards and respect for privacy, We cannot be responsible for the privacy practices other websites use. By accessing other third party websites or applications through Our Service, You are consenting to the terms and privacy policies of those websites.

  10. Review and Correction of Your Information.

    You may review and edit the information We collected about you at any time by contacting us at the addresses below. If Your information has been shared with a third party, as described elsewhere in this Privacy Policy, then that third party has received its own copy of your data. If You have been contacted by one of these third parties and wish to correct or delete Your information, please contact them directly.

  11. International Users and the Privacy Shield

    Our Service is hosted and operated in the United States (“US”). By using the Service, You are consenting to the transfer of Your personal information to the US. If You are accessing Our Service from outside the US, please be advised that US law may not offer the same privacy protections as the law of Your jurisdiction.

  12. California Privacy Rights

    California law allows California residents to ask companies with whom they have an established business relationship to provide certain information about the companies’ sharing of personal information with third parties for direct marketing purposes. We do not share any California consumer personal information with third parties for marketing purposes without consent.

    California customers who wish to request further information about our compliance with this law or have questions or concerns about our privacy practices may contact Us using the contact information set forth below.

  13. Consent and Updates

    By using the Service, You consent to the collection and use of Your information as set forth in this Privacy Policy. We can change this Privacy Policy at any time without notice to You. By continuing to use the Service after We have posted the changed Privacy Policy, You agree to and accept such updated Privacy Policy. If you do not agree with the changes, then you should stop using the Services and notify us that you do not want your information used in accordance with the changes. You should periodically check the Service for changes to this Privacy Policy.

    This Privacy Policy was last updated on 3/26/2018

  14. Additional Information and Contacting Us

    We welcome Your questions, comments and requests for additional information regarding privacy of the Service. Please do not esitate to contact us by email at david@perspectivepartners.comor by writing to:

    Perspective Partners, LLC
    290 Woodcliff Drive
    Fairport, NY 14450